Rates & FAQs
Rates & Insurance
At A Brighter Day Counseling & Support Services, I believe that transparency regarding the cost of care is essential to a healthy therapeutic relationship. Whether you are using insurance or paying out-of-pocket, I am committed to helping you understand your investment in your mental health.
1. Insurance Coverage
I am currently in-network with the following providers in Michigan:
Blue Cross Blue Shield (BCBS)
Blue Care Network (BCN)
Aetna
Priority Health
UnitedHealthcare (UHC / UBH / Optum)
Varipro
Humana
Cigna
Medicare & Medicaid
How to Verify Your Benefits
Insurance plans vary significantly. I recommend calling the number on the back of your card to ask:
In-Network Check: "Is Jeanne Steuer (A Brighter Day Counseling) an in-network provider for my specific plan?"
Outpatient Benefits: "Do I have mental health benefits for outpatient office visits (CPT code 90837)?"
Deductibles: "What is my annual deductible, and how much is remaining for this year?"
Co-pay/Co-insurance: "Once my deductible is met, what is my co-pay or co-insurance per session?"
Telehealth: "Does my plan cover HIPAA-compliant virtual therapy sessions the same as in-person visits?"
Requirements: "Do I need a referral or prior authorization before I begin therapy?"
2. Self-Pay & Out-of-Network Rates
If you are not using insurance, my standard rates are:
Individual Therapy: $145 (55 minutes)
Couples or Family Therapy: $180 (55 minutes)
Good Faith Estimate: Under the No Surprises Act, you have the right to receive a "Good Faith Estimate" explaining the expected cost of care if you are uninsured or not using insurance.
3. Payment Policies
Methods of Payment: I accept all major credit cards, HSA, and FSA cards.
Cancellation Policy: I require 24 hours' notice for cancellations or rescheduling. The fee for a late cancellation is $100, as insurance typically does not reimburse for missed sessions.
Superbills: If you use an out-of-network provider, I can provide a monthly "superbill" for you to submit to your insurance for potential reimbursement.
Have Questions?
I want to make this process as stress-free as possible. You can reach out via my contact form, or call/text me at 248-770-8906.
Ready to take the next step? Contact me today to schedule your free 15-minute consultation.
FAQ
What should I expect during our first session?
Our initial session is a collaborative, exploratory meeting designed to help me understand your unique story and current needs. We will gather relevant background information, discuss the symptoms or challenges you’re experiencing, and begin identifying a personalized roadmap for your treatment. This is also a time for you to ensure that my approach feels like the right fit for you.
How long are the sessions?
To ensure we have dedicated time for meaningful, focused work, all sessions are structured as 55-minute appointments. This includes:
Initial Intake Sessions: A comprehensive first meeting to explore your history and goals.
Individual Therapy: Ongoing 1-on-1 support tailored to your unique needs.
Family & Couples Counseling: Dedicated time for partners or family units to navigate dynamics together.
What if I need more time?
If you feel your circumstances require more than a standard appointment allows, double sessions can be booked upon request. Please be aware that while your primary session may be covered by your provider, the second hour is considered an out-of-pocket expense and is not typically covered by insurance.
How long does the therapy process take?
Because my practice is strictly client-centered, the duration of treatment is unique to every individual. There is no "one-size-fits-all" timeline; we will work together at a pace that feels sustainable for you. Once you have met your established goals and feel equipped with the tools you need to thrive, our formal treatment can reach a natural and successful conclusion.
How do you maintain a healthy environment for in-person sessions?
Your health and safety are my top priorities. To prevent the spread of respiratory illnesses and other airborne pathogens, the office is thoroughly sanitized between every session to ensure the highest standards of safety and hygiene for each client. In addition for your personalized safety: I am always happy to wear a mask during our session upon your request.
Can I get in touch with you between sessions if I need support?
Additional support is provided through a HIPAA-compliant messaging platform. The frequency in which you can have contact with A Brighter Day to work through day-to-day emotions and problem solving is up to you.
If you are experiencing suicidal thoughts or are in crisis, call 9-1-1, head to the nearest emergency room, or contact the National Suicide Prevention Lifeline (toll-free) at 800-273-TALK (8255).
How do I schedule an appointment?
You can schedule an appointment at your convenience by calling 248-770-8906 or filling out the contact form.